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Welcome to Be Whole Financial


1 In Every 5 Credit Reports Contains At Least 1 Error. Allow us to help you on your journey to complete financial stability and wholeness with our wide range of holistic solutions that help our clients regain financial footing one step at a time in a way that is completely customized to them and their unique needs!

Customized Solutions

When you come to Be Whole Financial, you will find that we customize our solutions to the needs of our clients, starting with providing detailed advice, insight, and recommendations based on our initial, full spectrum, and in depth audit process that gives us the information we need to determined the correct starting place to help move you forward and closer to your goals.

Holistic Credit Services

Improve your financial footing, one step at a time with our wide range of holistic credit services that covers budgeting, debt management, paying down (and off) debt, + working to correct anything on your credit reports that may be inaccurate, obsolete or unverifiable that you believe is incorrect. Our program timelines average 6 to 8 months for most clients.

Support Team

Enjoy the experience and confidence of having a dedicated credit advisor on your side when you come to Be Whole Financial for assistance in regaining your financial footing in realistic ways that are all customized uniquely to you and your unique situation. As you move forward through your journey your dedicated account manager will be there every step of the way.

About Us

Our Vision

At Be Whole Financial Enterprise we help to challenge negative, incorrect, erroneous and outdated information on a credit report. We also help our clients to create a workable monthly spending plan. After a FREE one-on-one consultation, we provide our clients with an analysis, create, and send out all correspondences, provide additional education on how FICO works, and maintain monthly follow ups with each of our client.

What we do

Our Courses

How You Can Pay Off $20,000 In Credit Card Debt In 5 Years

Planning is the most crucial step towards achieving any objective, and paying off your credit card debt is no exception.

Budgeting Like The Pros

The course is designed to help you understand what a budget is, the importance of having one, reviewing and adjusting monthly expenses as income could fluctuate.

5 Effortless Steps to Building Sexy Credit!

Learn how to make your credit score sexy, what steps you need to take and what process you need to follow to achieve better credit!


happy clients


Kelly’s Story

My name is Kelly L. Armstrong. I am the owner of Be Whole Financial Enterprise LLC. I earned a Bachelor of Science in Mathematics, and am a Credit Repair Specialist. I genuinely want to build a relationship with my clients to help them succeed in their goals of qualifying for a home, car, or any loan to get the best rates possible. I believe in being truthful, transparent, and honest every step of the way. You are not just a number to me; you can expect to be treated like a real person in every interaction.


What We Offer

Our full line of holistic services covers everything from standard budgeting to debt paydown strategies, and into credit repair services while focusing on the correction and removal of inaccurate, incomplete, outdated, and unverifiable information.  Our initial program covers a timespan usually lasting 6-8 months and our services vary based upon the needs of our clients since we are a boutique service that prefers to provide our clients with a more customized line of services unique to their needs.


The most comprehensive credit book

In this book I…

Break down the different types of credit. (Section 5)

Bust the myth about whether or not it’s smart to
use credit for purchases. (Section 6)

I tell you exactly how you can improve your credit score. (Section 8)

Sign Up To Get Your Free EBook Today!

Wait, don't leave just yet!

 At BeWhole Financial, we’re dedicated to helping you repair your credit and unlock new financial possibilities. As a special thank you for considering our services, we’re offering an exclusive 10% discount on our packages. Simply use the coupon code “Thank You” at checkout and start your journey towards a better financial future today! Don’t miss out on this limited-time offer – let BeWhole Financial be your trusted partner in credit repair.

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